Managing wealth is a full-time job. It’s our job, so you can spend your time and your money the way you want.

We start with a financial plan to understand where you’re headed, as well as your risk tolerance, time horizon, and cash flow needs. We then work with you to invest your assets against your goals.

To support every day of your life, we draw from a wealth management toolbox filled with valuable strategies and investments. We choose among low-cost ETFs, custom indexing (for tax-loss harvesting and/or Environmental, Social and Governance preferences) and possibly cryptocurrency. It is there to tap when your plan and your portfolio call for new solutions.

And as your life evolves, we also offer distinct service structures so you can work comfortably with us throughout all your life stages.

Wealth Management for Individuals, Families and Small Business

We offer a variety of service structures to guide, advise, educate and execute so you can achieve your goals throughout all your life stages.

Echo45 Wealth Management

This service is the primary way we have been working with clients for over 20 years. We manage your money – what is called discretionary asset management – with your goals, risk tolerance and time horizon in mind, and hold your assets with a licensed custodian.

Echo45 Advisory Suite

If you’re looking for even more comprehensive wealth management services, Echo45 Advisory Suite offers uber service. We work as a one-stop advisory team for all your wealth needs, including access to in-house tax and estate planning services.

Echo45 Planning

If you have a lot of financial planning needs but not a lot of assets (yet), we offer a subscription-based planning service to get you started – and help keep you – on the right track. We help guide you through your financial life with you in charge of investing. To jumpstart your investing, you can tap into our cost-efficient DIY investment platform, Echo45AutoPilot, to help you manage your money.

OUR SERVICE STRUCTURE

OUR SERVICES

Financial planning with a CFP®
Ongoing planning recommendations (e.g., retirement, college, charitable giving, insurance)
Investment management
Portfolio rebalancing and tax-loss harvesting
Custom indexing
Direct indexing
Tax and estate planning
Crypto asset advice
Quarterly performance reporting
Custom analyses based on your needs [?]
Visual net worth [?]
Annual tax report
Live personal balance sheet [? Real-time?]
Access to financial planning tools
Ongoing education
Employee benefits planning for small business