Echo45 Investment Management

Echo45 Investment Management offers access to advisor-driven investment management without advanced financial planning. Unlike Echo45 Wealth Management, where your portfolio is constructed based on a comprehensive understanding of your tax, income, employment/retirement benefits, estate or other planning-related concerns, Echo45 Investment Management decisions are based on your responses to a risk tolerance questionnaire. Note: the vast majority of banks and legacy investment management firms operate this way.

Based on your questionnaire, we evaluate your current investments and make recommendations. We implement customized investment strategies, such as custom indexing, where you can build your own index to hold only the industries and companies that align with your personal views on Environmental, Social, and Governance (ESG) factors. We review and fine-tune strategies as your needs and the markets change to help ensure progress toward your goals.

Managed Model Portfolios: [ADD]

Custom Indexing: For the last decade, indexing has been the primary way investors have gained exposure to equity markets. While index funds have tremendous benefits, including low cost, they lack customization and tax efficiency.

• In response to these limitations, direct indexing was born. Instead of investing in an index fund, we create our own basket of the same stocks that comprise the index and individually manage them in a more tax-efficient way.

• Going a step further, we offer custom indexing, which allows you to effectively build your own index based on your Environmental, Social and Governance (ESG) preferences while adding tax efficiencies without sacrificing exposure to market returns.